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Group Products

  • 3 plans to choose from

  • All plans are available voluntary or employer paid

  • No Waiting periods for New Business or Takeover Groups

  • No Annual Maximum for Plans X1 and X2. $2000 Insured Annual Maximum for Plan X3.

  • After annual maximum for insurance stops and for treatments not covered by the insurance policy, the plan continues to provide services with no maximum for plan X3 only.

  • Lower negotiated Fees ranging from 20% to 50% are available (adult ortho, cosmetic treatments, bonding and veneers) with no waiting period.

  • The Careington PPO Dental Network is one of the most recognized professional dental networks in the nation, with over 62,000 participating providers nationwide.

Non-network dentists will not honor the PPO discount given by Careington network providers.
If you go out-of-network, you may have to pay the full amount charged by the Non-network dentist.

Plan Designs

 
Plan X1
Plan X2
Plan X3
Benefits
PPO/PPO
PPO/PPO
PPO/PPO
Diagnostic & Preventative
100%
100%
100%
Basic (fillings & simple extractions)
PPO Discount
80/20
80/20
Endodontics
PPO Discount
PPO Discount
50/50
Periodontics
PPO Discount
PPO Discount
50/50
Oral Surgery
PPO Discount
PPO Discount
50/50
Major
PPO Discount
PPO Discount
50/50
Orthodontia
PPO Discount
PPO Discount
PPO Discount
Deductible*
None
$50/$150
$50/$150
Insured Annual Maximum
No Max
No Max
$2,000

*Plans X1, X2, and X3 deductible waived on Diagnostic and Preventative. No waiting periods for all plans. No load for takeover groups.

 

Underwriting Guidelines

  • X1 & X2 Plans for groups two and up shelf rates apply
  • X3 Plan for groups with 6-99 shelf rates, groups of 100 employees and over need to be experience rated

     

Rates

Click here to download the brochure with rates (PDF format)...

 

 

 

 

 

 


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